Two professionals reviewing financial documents together at a desk in Kuala Lumpur

Kuala Lumpur · Est. 2016

A Steadier Financial Path Begins Here

Practical, personalised financial education for Malaysians in their 40s and beyond. Explore what a clear financial plan can do for your peace of mind.

8+ years of client-centred guidance

+60 3-8921 4637

[email protected]

View Our Programmes Speak With Us

Our Programmes

Programmes Built for Life at 40 and Beyond

Each programme is structured around the financial realities that matter most at this stage of life — thoughtful, grounded, and respectful of your experience.

Healthcare cost planning session for Malaysians over 40

2 Sessions

Healthcare Cost Planning Clinic

A two-session clinic examining the realities of healthcare costs for Malaysians in the 40-plus age bracket — covering medical insurance review, hospital cost comparisons, and critical illness evaluation.

Personalised healthcare cost projection worksheet
Government vs private facility cost analysis
Long-term care financial considerations

RM 720 Enquire Now

3 Sessions + Follow-up

Debt Simplification Programme

A three-session programme for individuals managing multiple obligations — mortgages, car loans, credit facilities, and personal loans. Includes a 60-day follow-up to assess progress.

Debt-ranking methodology and timeline
Refinancing and consolidation strategies
Malaysian banking framework guidance

RM 1,450 Enquire Now

8 Sessions + Quarterly Check-ins

Complete Financial Wellness Programme

An eight-session programme covering every dimension of personal finance — daily cash management, insurance, investments, tax planning, estate preparation, and retirement income design.

Bound personal finance manual included
Quarterly check-in calls for one full year
Children's education and ageing parent care planning

RM 3,280 Enquire Now

Take the First Step

Ready to See Where You Stand Financially?

There is no single right time to start planning — but the earlier you take stock, the more options remain open. Reach out to us and we will walk through the possibilities together.

Reach Out to Us +60 3-8921 4637

Questions & Answers

Common Questions

Straightforward answers to help you decide if Warisan Plan is the right fit for where you are now.

What financial topics are covered across your programmes?

Our three programmes span healthcare cost planning, debt restructuring, insurance review, retirement income design, investment fundamentals, tax optimisation, estate preparation, and care planning for ageing parents. The Complete Financial Wellness Programme covers all of these in a single structured journey, while the Clinic and the Debt Simplification Programme each focus on their respective areas in depth.

Do I need financial experience or background knowledge to join?

Not at all. Our programmes are designed to meet participants where they are. Whether you have handled your own accounts for decades or find financial planning unfamiliar territory, our educators work with your existing knowledge and build from there at a comfortable pace.

How are sessions delivered — in person or online?

Both formats are available. In-person sessions are held at our Kuala Lumpur office at 42 Jalan Tun Razak, offering a calm and private setting. Online sessions via video call are equally effective and particularly convenient for participants outside the Klang Valley. When you register, simply let us know your preference.

Can I join one programme now and another at a later date?

Yes. Each programme is self-contained, so participants who complete the Healthcare Cost Planning Clinic or the Debt Simplification Programme can choose to continue with the Complete Financial Wellness Programme at any time. There is no set sequence — you choose what feels most relevant at any given stage.

Is my personal financial information kept confidential?

Absolutely. All information you share during sessions is treated with full confidentiality. We do not share, sell, or distribute participant data to any third party. You are in control of what you share, and any worksheets or documents you create during the programme remain yours.

How long is each individual session?

Sessions typically run for 90 to 120 minutes. We pace the material thoughtfully — there is no rushing through topics. If a particular area requires more time or generates discussion, we adjust accordingly within the programme structure.

Are sessions also available in Bahasa Malaysia?

Yes. Sessions can be conducted in Bahasa Malaysia, English, or a mix of both — whichever is more comfortable for you. Our educators are fluent in both languages, and we find that many participants appreciate the option to switch between them naturally during discussion.

What if I need to reschedule a session?

We understand that life does not always follow a schedule. Sessions can be rescheduled with at least 48 hours' notice at no additional charge. Simply call or email us and we will find a new time that works. Our aim is to make participation as straightforward as possible.

Find Us

Our Office in Kuala Lumpur

42 Jalan Tun Razak, 50400 Kuala Lumpur, Malaysia

Begin the Conversation

We'd Be Happy to Hear From You

Whether you have a specific programme in mind or simply want to explore your options, feel free to reach out at any time.

Contact Details

Phone

+60 3-8921 4637

[email protected]

Office Address

42 Jalan Tun Razak
50400 Kuala Lumpur
Malaysia

Office Hours

Monday – Friday: 9:00 AM – 6:00 PM
Saturday: 10:00 AM – 2:00 PM
Sunday & Public Holidays: Closed

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